25 Hanzi Wajib Keuangan, Akuntansi & Perbankan Perusahaan China
Divisi Finance, Accounting, dan Tax di perusahaan PMA Tiongkok maupun perbankan multinasional merupakan salah satu posisi dengan jenjang karir dan kompensasi tertinggi bagi lulusan berbahasa Mandarin. Setiap hari, staf Finance memproses pengajuan klaim biaya (报销单 / Bàoxiāodān), memverifikasi faktur pajak (发票 / Fāpiào), melakukan rekonsiliasi rekening koran (对账 / Duìzhàng), serta menyusun laporan laba rugi. Kuasai 25 Hanzi keuangan inti berikut ini.
Complete List of 25 Characters, Pinyin, Radicals & Vocabulary
Click the ✍️ Practice button on any row to launch interactive stroke-order handwriting practice on the canvas.
| No | Hanzi | Pinyin & Radical | Meaning | Example Vocabulary | Strokes | Practice |
|---|---|---|---|---|---|---|
| 1 | 财 | cái 部首: 贝 | Finance, wealth, property | 财务部 cáiwùbù Divisi Keuangan (Finance Department) | 7 | ✍️ Practice |
| 2 | 会 | kuài 部首: 人 | Accounting, balance accounts | 会计 kuàijì Akuntan / Akuntansi | 6 | ✍️ Practice |
| 3 | 计 | jì 部首: 讠 | Count, calculate, audit | 审计 shěnjì Audit keuangan internal / eksternal | 4 | ✍️ Practice |
| 4 | 账 | zhàng 部首: 贝 | Account, ledger, bill, debt | 对账 duìzhàng Rekonsiliasi bank / Cocokkan mutasi | 7 | ✍️ Practice |
| 5 | 户 | hù 部首: 户 | Bank account, household, client | 银行账户 yínháng zhànghù Rekening bank perusahaan | 4 | ✍️ Practice |
| 6 | 汇 | huì 部首: 氵 | Remit, wire transfer, foreign exchange | 汇率 huìlǜ Nilai tukar mata uang (Kurs IDR/RMB/USD) | 5 | ✍️ Practice |
| 7 | 款 | kuǎn 部首: 欠 | Fund, payment, sum of money | 付款 / 收款 fùkuǎn / shōukuǎn Pembayaran keluar / Penerimaan dana | 12 | ✍️ Practice |
| 8 | 票 | piào 部首: 示 | Invoice, receipt, bank note, ticket | 发票 fāpiào Faktur pajak resmi (Tax Invoice) | 11 | ✍️ Practice |
| 9 | 收 | shōu 部首: 攵 | Receive, income, revenue | 收据 shōujù Kuitansi tanda terima pembayaran | 6 | ✍️ Practice |
| 10 | 据 | jù 部首: 扌 | Receipt, certificate, evidence | 凭据 píngjù Bukti voucher transaksi akuntansi | 11 | ✍️ Practice |
| 11 | 销 | xiāo 部首: 钅 | Reimburse, write off, sell | 报销 bàoxiāo Reimbursement / Klaim biaya operasional | 12 | ✍️ Practice |
| 12 | 预 | yù 部首: 页 | Advance, budget, beforehand | 预算 yùsuàn Anggaran keuangan (Budgeting) | 10 | ✍️ Practice |
| 13 | 算 | suàn 部首: 竹 | Calculate, settle accounts | 结算 jiésuàn Settlement / Pelunasan akhir | 14 | ✍️ Practice |
| 14 | 成 | chéng 部首: 戈 | Cost, accomplish, become | 成本 chéngběn Harga Pokok Produksi / Biaya modal (COGS) | 6 | ✍️ Practice |
| 15 | 本 | běn 部首: 木 | Capital, principal, cost | 资本 zīběn Modal disetor perusahaan | 5 | ✍️ Practice |
| 16 | 利 | lì 部首: 刂 | Profit, interest, benefit | 毛利 / 净利 máolì / jìnglì Laba Kotor / Laba Bersih | 7 | ✍️ Practice |
| 17 | 润 | rùn 部首: 氵 | Profit, net earnings | 利润表 lìrùnbiǎo Laporan Laba Rugi (Income Statement) | 10 | ✍️ Practice |
| 18 | 亏 | kuī 部首: 二 | Loss, deficit | 亏损 kuīsǔn Kerugian finansial (Defisit) | 3 | ✍️ Practice |
| 19 | 债 | zhài 部首: 亻 | Debt, liability, bond | 资产负债表 zīchǎn fùzhàibiǎo Neraca Keuangan (Balance Sheet) | 10 | ✍️ Practice |
| 20 | 欠 | qiàn 部首: 欠 | Owe, arrears, outstanding balance | 欠款 qiànkuǎn Tunggakan utang / Piutang belum tertagih | 4 | ✍️ Practice |
| 21 | 借 | jiè 部首: 亻 | Debit, borrow, advance cash | 借方 jièfāng Sisi Debit pada jurnal akuntansi | 10 | ✍️ Practice |
| 22 | 贷 | dài 部首: 贝 | Credit, loan | 贷方 dàifāng Sisi Kredit pada jurnal akuntansi | 9 | ✍️ Practice |
| 23 | 纳 | nà 部首: 纟 | Pay tax, cashier, receive | 出纳 chūnà Staf Kasir / Treasury pembayaran | 7 | ✍️ Practice |
| 24 | 审 | shěn 部首: 宀 | Audit, examine, approve | 审批 shěnpī Persetujuan pencairan dana oleh direksi | 8 | ✍️ Practice |
| 25 | 章 | zhāng 部首: 立 | Official company seal, stamp | 公章 / 财务章 gōngzhāng / cáiwùzhāng Stempel Resmi Perusahaan / Stempel Finance | 11 | ✍️ Practice |
💡 Study Tips & Exam Strategy
- Perhatikan radikal kerang/uang 贝 (Bèi) yang muncul pada hampir semua karakter keuangan Mandarin: 财 (Keuangan), 账 (Pembukuan), 资 (Modal), 债 (Utang), dan 贷 (Kredit).
- Jangan tertukar antara 会计 (Kuàijì = Akuntan yang menyusun jurnal & laporan pajak) dan 出纳 (Chūnà = Staf Kasir/Treasury yang memegang token bank dan mengeksekusi transfer).
- Gunakan fitur Cetak Lembar Latihan Tian Zi Ge PDF di Hanzi Scribe untuk berlatih menulis istilah laporan keuangan Mandarin.
Frequently Asked Questions (FAQ)
Apa perbedaan 发票 (Fāpiào) dan 收据 (Shōujù) di perusahaan China?
发票 (Fāpiào) adalah Faktur Pajak resmi yang diterbitkan melalui sistem perpajakan negara dan sah digunakan untuk pengurang pajak serta klaim 报销 (Reimbursement). Sedangkan 收据 (Shōujù) hanyalah kuitansi tanda terima uang biasa non-pajak.
Mengapa huruf 会 pada kata 会计 (Akuntansi) dibaca 'kuài', bukan 'huì'?
Karakter 会 adalah huruf polifonik (多音字). Dalam konteks sehari-hari berarti 'bisa/rapat' dan dibaca huì, namun khusus dalam konteks keuangan dan perhitungan (会计 kuàijì) wajib dibaca kuài.
Bagaimana cara mempersiapkan interview kerja untuk posisi Finance Mandarin?
Setelah menguasai 25 Hanzi Finance di atas, gunakan Rapat.io untuk berlatih menjawab pertanyaan teknis wawancara Finance & Accounting menggunakan metode STAR.
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